Permanent Disability Claims – Kansas City & Parkville, MO Workers’ Compensation Attorneys

Navigating Permanent Disability After a Work Injury

Suffering a permanent disability from a work-related injury changes every aspect of your life—from daily routines to your long-term financial security. Missouri’s workers’ compensation laws offer vital protections for those unable to return to work or who face permanent limitations. But obtaining the full benefits you deserve can be complex, and insurance companies often fight these claims aggressively.

If you’re in Kansas City, Parkville, or anywhere in Missouri, Spooner & Perkins Attorneys at Law is ready to guide you through the process and fight for your future. Contact us online or give us a call at 816-572-6324 now to connect.

What Is Permanent Disability Under Missouri Law?

Permanent disability means your work injury has resulted in lasting physical or mental limitations. You may be unable to work at all (total disability) or restricted in what jobs you can do (partial disability). Common causes include:

• Catastrophic injuries (spinal cord, brain, severe burns)
• Loss of limbs or function
• Severe repetitive stress or occupational disease

Missouri’s system recognizes both:

• Permanent Total Disability (PTD): You cannot perform any work in the open labor market.
• Permanent Partial Disability (PPD): You can work, but not at your prior capacity or wage.

What Benefits Are Available for Permanent Disability?

Depending on your case, benefits may include:

• Weekly payments for life (PTD)
• Lump-sum or scheduled payments (PPD)
• Medical treatment, equipment, and home modifications
• Vocational rehabilitation services

Calculating the right amount requires careful analysis of your wage history, medical records, and future earning capacity. Spooner & Perkins Attorneys at Law has the experience and resources to build a strong claim and maximize your award.

The Permanent Disability Claims Process in Kansas City & Parkville

• Diagnosis & Medical Documentation: Your treating doctors will evaluate your condition, prognosis, and ability to work. Medical evidence is key to any permanent disability claim.
• Work Capacity Assessment: You may be required to undergo a Functional Capacity Evaluation (FCE) or see a physician chosen by the insurance company. We ensure your interests are protected throughout.
• Filing & Negotiation: Spooner & Perkins Attorneys at Law prepares and files your claim with the Missouri Division of Workers’ Compensation, negotiating aggressively for fair compensation.
• Hearings & Appeals: If the insurer refuses to pay full benefits, we represent you at hearings and—if needed—on appeal.

Why Permanent Disability Claims Get Denied

Insurance companies frequently deny or underpay permanent disability claims, arguing that:

• Your condition isn’t truly “permanent”
• You can still work in some capacity
• Medical evidence is lacking or disputed

We know their tactics and how to present compelling evidence to overcome denials and delays.

Why Choose Spooner & Perkins Attorneys at Law for Your Permanent Disability Claim?

• Decades of exclusive focus on Missouri workers’ compensation law
• Local insight into Kansas City and Parkville courts and doctors
• Proven record of securing maximum lifetime benefits
• Direct, personal attention from experienced attorneys—not just case managers

Frequently Asked Questions About Permanent Disability in Missouri

Start Your Permanent Disability Claim With a Free Consultation

Don’t face the future alone. If you or a loved one has suffered a life-changing work injury in Kansas City, Parkville, or anywhere in Missouri, contact Spooner & Perkins Attorneys at Law for a free, confidential consultation. We’ll explain your rights, answer your questions, and fight for the benefits you deserve.

Contact us online or call 816-572-6324 to get started.