Some of the most common questions that injured workers have about workers' compensation benefits in Missouri have to do with a permanent partial disability rating (PPD) and long-lasting effects of work injuries. For example, one of the most frequent questions we are asked is "What does it mean to have a PPD rating of 5 percent?" How was this percentage determined?
At the law firm of Spooner & Perkins, P.C., we offer a free initial consultation to answer questions about your permanent partial disability rating and work injury disability assessment. Our attorneys represent injured workers throughout the Kansas City metro area and rural Missouri.
The law in Missouri says that if you have sustained an injury on the job that is considered permanent in nature, you are entitled to compensation for that injury and permanent damage caused to your body by that injury. Many injured workers do not realize that they are entitled to a settlement if they have suffered permanent injury.
The amount of your settlement is determined by the degree or amount of permanent partial disability you sustained as result
of your work injury. The higher the permanent disability rating, the higher the settlement you will receive from the workers' compensation insurance carrier.
After you reach maximum medical improvement, the workers' compensation doctor will be asked by the insurance company to determine whether you have suffered any permanent disability to the specific body parts you injured on the job. The doctor will evaluate you and then arrive at a permanent partial disability rating if it is believed your injury is permanent in nature.
Unfortunately, workers' compensation insurance carriers have a financial incentive to undervalue permanent partial disability ratings. The doctors who are employed by the insurance companies tend to produce ratings that favor the insurance companies. As a result, you should never accept a settlement offer without consulting an experienced workers' compensation attorney.
You have the right to obtain your own permanent disability rating (PPD) through an independent medical examination
. The importance of obtaining your own disability rating is to level the playing field when it is time to discuss settlement of your case with the workers' compensation insurance company. One of the ways we assist our clients is by obtaining a permanent disability rating for you, which in turn results in you obtaining a higher settlement than you would otherwise receive without legal representation.
Free initial disability consultation:
Contact our Kansas City work injury and permanent partial disability lawyers today to discuss your workers' compensation case. You can reach us by phone at 816-453-7764
or toll free
and via email. We are paid on a contingency fee basis so you don't pay anything unless we win a settlement for you.